For those I emailed about PayPal... it seems they don't tell the whole story when they tempted me to refer people. The fine print reveals a lot more is necessary of the referred party. No donation is made until all of the following steps are taken:
Refer PayPal to a new user and get $5 as soon as the user completes these steps:
(1) Signs up for PayPal
(2) Confirms their email address
(3) Confirms a bank account
(4) Adds $100 or more by electronic funds transfer into their PayPal account
(5) Signs up for a Money Market Fund
To Refer-A-Friend, just copy and paste your unique Referral Link and email it to a friend. Your friend must use this referral link in order for you to receive your $5 bonus.
This seems a little bit involved, so please don't think I expect people to do this unless it's something you are considering anyway to simplify payment and payment receipt from others in the FORUM (or eBay, etc).
Post any questions as replies if needed.