I happened to pick up a coolpix at the store and was able to macro zoom in to look at my fingerprint in amazing detail under ambient light. I believe you on the macro capabilities and this will influence my purchase for fly photography for sure!
The other criteria is a little harder to meet.... WATERPROOF! I have a drawer full of high end cameras that bit the dust in saltwater fishing situations where I had to get the picture. Even the spray and mist trashes 'em so I can't wait until the digital waterproof becomes a reality.
Maybe for now I will keep using my trusty Canon waterproof, it's been great to me so far.