Just another vote on the Cabela's jacket. I've had one for going ont he second season and am nothing but pleased with it. It may not be the jacket that Sims or Patagonia offers but its half the price. I'm chiming in from Western Washington steelhead country and as some of you know, it does RAIN here. I've also used it while in my tube in the salt chasing salmon and have no complaints. Two thumbs up.
There is no substitute for time on the water.